

Tools Designed for Everyday Investing
Twocents.ai makes it easier to manage your money, track progress, and make smarter choices without needing to be a financial expert.
AI-Powered Analysis
Quickly process complex financial data so you can see trends and opportunities you might have missed.
Portfolio Optimization
Explore ways to improve your investments and balance risk, without the guesswork.
Personalized Insights
Get insights that reflect your goals, lifestyle, and preferences—not someone else’s.
Household Insights
See your family’s full financial picture in one place for smarter planning.
Risk Awareness
Easily track potential risks so you can protect what you’ve worked hard for.
Clear and Transparent
Understand your finances without the jargon, pressure, or sales pitches.
AI-Powered Analysis
Quickly process complex financial data so you can see trends and opportunities you might have missed.
Portfolio Optimization
Explore ways to improve your investments and balance risk, without the guesswork.
Personalized Insights
Get insights that reflect your goals, lifestyle, and preferences—not someone else’s.
Household Insights
See your family’s full financial picture in one place for smarter planning.
Risk Awareness
Easily track potential risks so you can protect what you’ve worked hard for.
Clear and Transparent
Understand your finances without the jargon, pressure, or sales pitches.
How Twocents.ai Works
Getting started is simple—no spreadsheets, no stress.
Sign Up
Create your secure account in minutes.
Connect Your Accounts
Link your financial data for real-time analysis.
Explore Your Dashboard
See your full financial picture, with clear insights you can act on.
Take Action
Make smart moves with data-driven insights to grow and protect & grow your money.
All Your Accounts in One Place
Track everything in one secure dashboard—always updated, always accurate.

Banking & Cash
Checking, savings, CDs, and even PayPal or Venmo.
Investments & Retirement
Brokerage, IRA, 401(k), robo-advisors, and college savings plans.
Crypto & Digital Assets
Track your Bitcoin, Stablecoins from Coinbase, Binance, and Kraken, alongside your traditional investments.
Loans & Credit Cards
Stay on top of mortgages, credit cards, student loans, and personal loans.
Property & Real Estate
Keep tabs on your Zillow-estimated home value or rental properties
Other Assets
Add vehicles, precious metals, and collectibles for a complete net worth view


Banking & Cash
Checking, savings, CDs, and even PayPal or Venmo.
Investments & Retirement
Brokerage, IRA, 401(k), robo-advisors, and college savings plans.
Crypto & Digital Assets
Track your Bitcoin, Stablecoins from Coinbase, Binance, and Kraken, alongside your traditional investments.
Loans & Credit Cards
Stay on top of mortgages, credit cards, student loans, and personal loans.
Property & Real Estate
Keep tabs on your Zillow-estimated home value or rental properties
Other Assets
Add vehicles, precious metals, and collectibles for a complete net worth view
Simple, Transparent Pricing
Your first 30 days are free — no credit card required.